Better consumer experience = Better leads
Our loan modification leads inspire conversations between brands and people that build deeper relationships.
The loan mod leads we validate result in eligible and fit candidates ready to be matched with a specialist.
Mortgage holder’s can experience an unexpected income drop during the life of a loan. Sometimes the financial pressure can cause a responsible homeowner to fall behind. More pressure can mount when they have negative equity or go ‘under water’.
Luckily their’s hope and a solution! If you offer homeowner retention services and can assist loan holders who’ve fallen behind, then we can keep your pipeline busy with credible referrals who are motivated and want to stay in their home.
Our proprietary lead model pinpoints homeowners who are a prime match for loan modification services.
By utilizing our advanced analytic abilities along with our defined homeowner demographics.
We strategically market to those who are relevant and most likely to respond.
Creating an efficiency lead cycle you can rely on.
Distressed mortgage holders find loan mod related offers on the web and in the mail.
Through our lead attraction technology, prospects submit requests for a quote.
Our system receives those requests and initiates the screening process.
Leads are examined and undergo a rigorous validation process through an intercepting agent.
At last, our ‘lead match’ architecture confirms filters & states before delivering the pre-qualified prospect directly to a single lender.
+ Nationwide coverage in your licensed states
+ Mortgage Balance exceeds $100,000+
+ Min and max LTV selections available
+ Select credit ratings (Excellent, Very Good, Good, Fair, Poor)
+ Property types: Single Family, Townhome, Condo
+ Employed and has verifiable income
+ Delinquency period
+ Requested a quote with a lender
(Introduction)
Hi, may I speak with (First Name)?
(Reason for call)
Mr./Ms. ______, this is _______ from the mortgage retention network. The reason for my call today is that you inquired about a free, no obligation mortgage relief quote.
(Qualifying Question)
Do you have a moment right now for a free loan modification assessment? (Must be “YES”)
Great, and does your current mortgage balance exceed $100,000? (Must be “YES”)
(I’m not interested) – Rebuttal
If you could keep possession of your home, avoid a foreclosure, and possibly lower your monthly payment…would you consider a loan modification? (contact name)? (Must be “YES”, If “NO” –> Reject)
1 – Name, address, phone #?
2 – Existing mortgage balance? (Must be $100k+)
3 – Monthly payment amount?
4a – How many months are you behind?
4b – If 90+ days behind, has property already been foreclosed on? (Must say “NO”)
5 – What is your interest rate? … and do you know the term?
6 – Who is your current lender?
7 – Annual or monthly verifiable income?
8 – How would you rate your credit? (Excellent, Very Good, Good, Fair, Poor)
9 – Do you have a 2nd mortgage?
10 – Is their a co-applicant on the loan?
If you can please provide your home or cell phone number as well, in case they can’t reach you on this one?
Congratulations! You pre-qualify for a no-risk loan modification assessment. Do you have 15 minutes right now to speak with a mortgage relief specialist? (Must be “YES”)
Answer YES – Okay (First Name), we have an agent available and I’d like to transfer you….keep in mind that they might cover some of the questions that I have already reviewed….but please be patient, they are wonderful and have assisted numerous applicants like yourself and are there to help benefit you….hold-on one moment please.
Answer NO – Okay, when is a good time for me to call back so you can have a 10 – 15 minute chat with a specialist for a free assessment? _________ Okay I will call you then. Take care and have a great day!
DATE: 1/3/2020 11:24:06
LEAD REF: 4039854
FIRST: David
LAST: Walker
PHONE-1: 234-555-4444
PHONE-2: 234-333-2222
ADDRESS: 321 Main St.
CITY: Canton
STATE: OH
ZIP: 44703
EMAIL: David.Walker@example.com
PROPERTY VALUE: $245,000
MORTGAGE BAL: $238,000
2nd MORTGAGE: $0
LOAN-to-VALUE: 97.14%
MONTHS BEHIND: 3 Months
FORECLOSED ON: No
INCOME: $42,000
EMPLOYED: 12 Years
RATE: 5.50%
TERM: 30-Yr Fixed
PAYMENT: $1,340
CREDIT: Fair (580-669)
PROPERTY: Single Family
DISPATCH AGENT: Alyssa Warren
LEAD RESULT: Transfer Connected
CAMPAIGN #: 70-539826
TRANSFERRED TO: Isaac w/ Mortgage Retention Svcs
CALL-NOTES: David is 3 months delinquent. Facing hardship after on-job injury kept him absent from work for 2.5 months. Wants to work out resolution to keep home.
Only buy leads that meet your unique criteria.
Leads matched to one agent for complete exclusivity.
No long-term contract or heavy purchase requirements.
TCPA & DNC privacy guards that protect you and the consumer.
Work leads, monitor sales activity, set schedule and more.
Never experience non-performing traffic sources.
Lead Balance delivers cost-effective, qualified referrals across 12+ industries. Powered by digital markeƟng engineers and data technicians, we blend proven strategies with advanced technology to generate leads that drive dependable ROI and value to your business.
2026. Lead Balance, Inc. All rights reserved.
Lead Balance offers a cost effective lead marketplace that’s tailored to the unique needs of more than a dozen industries. Delivering eligible referrals that add quantified value to your business.
We’re driven by a team of digital marketing engineers and data technicians who’ve transformed how businesses connect with customers. We harmonize our vast knowledge with the most effective marketing methods and evolutionary technologies to deliver lead generation solutions with a dependable ROI.